A state of love bankruptcy

Romans 13:8
Let no debt remain outstanding, except the continuing debt to love one another, for he who loves his fellowman has fulfilled the law.

Wow. We sometimes think nothing about racking up monetary debt but what about the continual debt of love to our friends and neighbors?

I don't think I've ever thought about this or felt that I owe love to anyone I come across. Just think about that for a minute. This verse is telling us that the LAW is fulfilled by continually paying the debt of love to one another.

So in my interpretation of this I come to this sobering conclusion. How many people live a live of bondage trying to fulfill the law on their own when all they have to do is pay they debt of love?

In other words, at some point in my life I was in total bondage of checking off all the things I thought made me "qualified" for God's love; go to church, sunday school, pray, study Bible, etc.

Yet I withheld the payment of love to certain people. I didn't think they deserved it because they weren't involved in the same religious activities as me or perhaps didn't have the same ideals?

And while racking up monetary debt, I was hording love for myself instead of freely making love payments to my fellowman.

Hmmm, here is a sobering thought. Are you racking up monetary debt to love yourself while your fellowman sees you in a state of love bankruptcy?